TERMS & CONDITIONS (T&C) — Wisdom Forge LLC
Effective Date: November 20, 2025
Last Updated: November 20, 2025
These Terms & Conditions (“Terms”) govern your use of any products, digital content, templates, programs, tools, scholarship offerings, websites, or related materials provided by Wisdom Forge LLC (“we,” “us,” or “our”). By accessing, purchasing, or using any of our offerings, you agree to these Terms in full. If you do not agree, you must discontinue use immediately.
Educational Purpose Only
All content provided by Wisdom Forge LLC is for general educational and informational purposes only. Nothing we provide constitutes legal, tax, accounting, financial, or professional advice. Use of our materials does not create any professional-client relationship.
No Legal, Tax, or Professional Advice
We are not attorneys, tax advisors, accountants, or licensed professionals. You are solely responsible for consulting with qualified professionals regarding your specific situation. You agree not to interpret any content as legal or tax guidance.
No Guarantees or Warranties
All content is provided “as is,” without warranties of any kind—express or implied. We do not guarantee results, accuracy, outcomes, earnings, business success, legal compliance, or financial improvement. Any examples or results shown are illustrative only.
User Responsibility
You alone are responsible for decisions, actions, and outcomes that result from using our materials. You agree not to hold Wisdom Forge LLC liable for any losses, damages, or consequences of any kind arising from your use or misuse of our content.
Intellectual Property
All products, templates, materials, videos, graphics, and written content are the sole property of Wisdom Forge LLC and protected by copyright and intellectual property laws. You may use them for personal or internal business use only. You may not copy, resell, distribute, reproduce, or modify them without written permission.
Scholarships
Applying for a scholarship does not guarantee an award. Scholarships are discretionary and granted at our sole determination. Submission of an application does not create any contractual obligation, financial aid relationship, advisory relationship, or guarantee of future access.
Payment Terms
All purchases are final unless explicitly stated otherwise. No refunds will be granted on digital or downloadable products, unless required by applicable law. You agree to provide accurate payment information and authorize any charges made.
Termination of Access
We reserve the right to revoke access if you violate these Terms.
Limitation of Liability
To the fullest extent allowed by law, Wisdom Forge LLC disclaims all liability for any direct, indirect, incidental, or consequential damages.
Governing Law
These Terms shall be governed by the laws of the State of Arizona.
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PRIVACY POLICY — Wisdom Forge LLC
Effective Date: November 20, 2025
Last Updated: November 20, 2025
We collect name, email, payment info, scholarship application information, and analytics data. We do not sell personal data. Information is used to deliver services, process payments, communicate, evaluate scholarships, and improve offerings. We use reasonable security measures but cannot guarantee absolute security.
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EARNINGS DISCLAIMER — Wisdom Forge LLC
Every effort has been made to accurately represent our products, programs, and the educational value they provide. However, we make no guarantee that you will achieve any specific financial results, business outcomes, or income levels using the information or tools provided.
Any examples, case studies, testimonials, or earnings statements shown are illustrative only and are not typical or guaranteed results. They represent exceptional outcomes and should not be relied upon as averages, typical performance, or promises of what you can expect.
Your results will vary. Actual results depend on numerous factors, including your skills, effort, discipline, business model, industry, market conditions, timing, personal background, and circumstances outside our control. Because these factors differ for every individual and business, we do not guarantee that you will earn any money, improve your financial situation, grow your business, or achieve any specific outcome.
Past performance does not guarantee future results. You acknowledge that you are fully responsible for your own decisions, actions, and results, and you agree not to hold Wisdom Forge LLC or its representatives liable for your success or failure.